payments
Stripe
Payments, subscriptions, fraud protection, and financial infrastructure
Global payments infra: online + in-person cards, subscriptions (Billing), Connect (marketplaces), Treasury, Issuing, Radar, Tax, Terminal. No merchant of record — you handle tax/compliance.
Pricing
| Tier | Price | Notes |
|---|---|---|
| Payments (Pay-as-you-go) | Free | Default pricing: 2.9% + 30¢ per domestic card transaction. No setup/monthly fees. |
| Billing (Pay-as-you-go) | Free | 0.7% of billing volume (on top of payment fees). Stripe-hosted subscription + invoice management. |
| Billing (Monthly plan) | $620/mo | Starting $620/month with 1-year contract. Discount on high volumes. |
| Enterprise / Custom | Custom | Volume discounts + IC+ pricing (interchange-plus) available at scale. |
Limits
| Tier | Metric | Value | Notes |
|---|---|---|---|
| — | ach direct debit | 0.8% (capped at $5) | ACH Direct Debit |
| — | billing payg rate | 0.7% of billing volume | Billing pay-as-you-go |
| — | card rate domestic online | 2.9% + 30¢ | Online card — domestic |
| — | card rate intl surcharge | +1.5% | International cards extra |
| — | card rate manual entry | +0.5% | Manual (keyed) card entry |
| — | connect platform fee | 0.25% starting platform fee | Stripe Connect for marketplaces |
| — | countries supported | 46+ countries for selling, 195+ currencies accepted | Geographic reach |
| — | currency conversion | +1% | Currency conversion fee |
| — | dispute received | $15 per dispute | Each dispute received |
| — | merchant of record | No — Stripe is not MoR; you handle sales tax / VAT collection | Role clarification |
| — | radar fraud teams | $0.02 per screened txn | Radar for Fraud Teams add-on |
| — | smart disputes won | 30% of disputed amount (if won) | AI-assisted dispute contesting |
| — | stablecoins | 1.5% | Stablecoin payments |
| — | terminal card rate | 2.7% + 5¢ | In-person terminal card rate |
| — | terminal reader cost | $59 - $299 (one-time) | Card reader hardware |
| — | webhook retries | retried for 3 days with exponential backoff | Webhook delivery |
Features
- Atlas — Incorporate a US Delaware C-Corp in minutes.
- Billing (Subscriptions) — Recurring invoices, trials, proration, metered billing, tax-included. · docs
- Climate — Route % of revenue to carbon removal.
- Connect — Multi-party payments for marketplaces/platforms. Express, Custom, Standard account types. · docs
- Data Pipeline — Nightly sync of Stripe data to your warehouse (Snowflake, Redshift, BigQuery, S3).
- Identity — Document + selfie verification for KYC. · docs
- Invoicing — One-off invoices with hosted pages + reminders.
- Issuing — Issue virtual/physical cards programmatically. · docs
- Payments — Core card + wallet (Apple Pay, Google Pay, Link) + bank payment processing. · docs
- Radar (Fraud) — ML-based fraud detection. Teams tier for custom rules. · docs
- Sigma — SQL analytics over your Stripe data.
- Stripe Checkout — Hosted prebuilt checkout page. Zero UI work. · docs
- Stripe Elements — Pre-styled UI components for custom checkout flows. · docs
- Stripe Tax — Auto-calc sales tax, VAT, GST across jurisdictions + reporting. · docs
- Terminal (In-Person) — Card readers + SDKs for POS and mobile payments. · docs
- Treasury — Embedded banking — accounts, ACH, issuing cards via platform.
- Webhooks — Event notifications for all resource changes. Signed with webhook secret. · docs
Developer interfaces
| Slug | Name | Kind | Version |
|---|---|---|---|
| cli | Stripe CLI | cli | 1.x |
| sdk-dotnet | stripe-dotnet | sdk | 47.x |
| sdk-go | stripe-go | sdk | 81.x |
| sdk-java | stripe-java | sdk | 28.x |
| sdk-js | stripe-js (client) | sdk | 5.x |
| mcp | Stripe MCP | mcp | — |
| sdk-node | stripe-node | sdk | 17.x |
| sdk-php | stripe-php | sdk | 16.x |
| sdk-python | stripe-python | sdk | 11.x |
| sdk-react | @stripe/react-stripe-js | sdk | 2.x |
| rest-api | Stripe REST API | rest | 2025-xx |
| sdk-ruby | stripe-ruby | sdk | 14.x |
| webhooks | Webhook Events | other | — |
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Staxly is an independent catalog of developer platforms. Outbound links to Stripe are plain references to their official pages. Pricing is verified at publication time — reconfirm on the vendor site before buying.