Staxly

Neon vs Stripe

Serverless Postgres with branching and bottomless storage
vs. Payments, subscriptions, fraud protection, and financial infrastructure

Neon websiteStripe website

Pricing tiers

Neon

Free
100 projects, 0.5 GB storage + 100 CU-hours each. Great for prototypes and preview envs.
Free
Launch
Usage-based, no minimum. Small production workloads. $0.35/GB-month storage, $0.106/CU-hour.
$0 base (usage-based)
Scale
Usage-based, higher compute tier + faster instances ($0.222/CU-hour). Up to 30-day PITR, 1,000 projects.
$0 base (usage-based)
Business
Usage-based with 99.95% SLA, HIPAA available. Private networking $0.01/GB.
$0 base (usage-based)
Neon website

Stripe

Payments (Pay-as-you-go)
Default pricing: 2.9% + 30¢ per domestic card transaction. No setup/monthly fees.
$0 base (usage-based)
Billing (Pay-as-you-go)
0.7% of billing volume (on top of payment fees). Stripe-hosted subscription + invoice management.
$0 base (usage-based)
Billing (Monthly plan)
Starting $620/month with 1-year contract. Discount on high volumes.
$620/mo
Enterprise / Custom
Volume discounts + IC+ pricing (interchange-plus) available at scale.
Custom
Stripe website

Free-tier quotas head-to-head

Comparing free on Neon vs payments-payg on Stripe.

MetricNeonStripe
branches per project10 branches
cu hours per project100 CU-hours/month
egress gb month5 GB/month
pitr retention hours6 hours
projects100 projects
storage gb per project0.5 GB
team members3 users

Features

Neon · 14 features

  • AutoscalingCompute scales CPU + memory between min and max CU in seconds based on load.
  • BranchingGit-like DB branches: copy-on-write snapshots of data + schema. Instant, cheap.
  • Data API (REST)PostgREST-compatible REST endpoint auto-generated from your schema. Uses Postgre
  • IP AllowlistRestrict DB access to specific CIDRs. Launch+.
  • LaunchpadOne-click create-a-database link that can be embedded in OSS repos (DATABASE_URL
  • Logical ReplicationPublish changes to Snowflake, BigQuery, Kafka, or other Postgres. Subscribe from
  • MonitoringBuilt-in dashboards for CPU/RAM/connections/slow queries. Prometheus export on B
  • Neon AuthStack Auth integrated: users table auto-synced into your Postgres (public.users_
  • Point-in-Time RestoreRestore DB to any moment in the retention window (6h free → 30d Scale) via branc
  • Private NetworkingAWS PrivateLink / VPC peering. Business plan.
  • Read ReplicasCreate a read-only compute endpoint on the same branch. Zero replication lag (re
  • Scale to ZeroCompute suspends when idle — no charge for compute while paused. Cold-start ~300
  • Schema DiffCompare schema between branches — build PR checks and preview migrations safely.
  • SQL over HTTPServerless driver lets you query Postgres over HTTPS — works in edge runtimes (V

Stripe · 17 features

  • AtlasIncorporate a US Delaware C-Corp in minutes.
  • Billing (Subscriptions)Recurring invoices, trials, proration, metered billing, tax-included.
  • ClimateRoute % of revenue to carbon removal.
  • ConnectMulti-party payments for marketplaces/platforms. Express, Custom, Standard accou
  • Data PipelineNightly sync of Stripe data to your warehouse (Snowflake, Redshift, BigQuery, S3
  • IdentityDocument + selfie verification for KYC.
  • InvoicingOne-off invoices with hosted pages + reminders.
  • IssuingIssue virtual/physical cards programmatically.
  • PaymentsCore card + wallet (Apple Pay, Google Pay, Link) + bank payment processing.
  • Radar (Fraud)ML-based fraud detection. Teams tier for custom rules.
  • SigmaSQL analytics over your Stripe data.
  • Stripe CheckoutHosted prebuilt checkout page. Zero UI work.
  • Stripe ElementsPre-styled UI components for custom checkout flows.
  • Stripe TaxAuto-calc sales tax, VAT, GST across jurisdictions + reporting.
  • Terminal (In-Person)Card readers + SDKs for POS and mobile payments.
  • TreasuryEmbedded banking — accounts, ACH, issuing cards via platform.
  • WebhooksEvent notifications for all resource changes. Signed with webhook secret.

Developer interfaces

KindNeonStripe
CLINeon CLIStripe CLI
SDK@neondatabase/serverlessstripe-dotnet, stripe-go, stripe-java, stripe-js (client), stripe-node, stripe-php, stripe-python, @stripe/react-stripe-js, stripe-ruby
RESTManagement / Control Plane API, Neon Data API (REST), SQL over HTTPStripe REST API
MCPNeon MCP ServerStripe MCP
OTHERPostgres Wire ProtocolWebhook Events
Staxly is an independent catalog of developer platforms. Outbound links to Neon and Stripe are plain references to their official websites. Pricing is verified against vendor pages at publication time — reconfirm before buying.

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