Neon vs Payload CMS
Serverless Postgres with branching and bottomless storage
vs. TypeScript-first open-source headless CMS — code-first, config-driven
Pricing tiers
Neon
Free
100 projects, 0.5 GB storage + 100 CU-hours each. Great for prototypes and preview envs.
Free
Launch
Usage-based, no minimum. Small production workloads. $0.35/GB-month storage, $0.106/CU-hour.
$0 base (usage-based)
Scale
Usage-based, higher compute tier + faster instances ($0.222/CU-hour). Up to 30-day PITR, 1,000 projects.
$0 base (usage-based)
Business
Usage-based with 99.95% SLA, HIPAA available. Private networking $0.01/GB.
$0 base (usage-based)
Payload CMS
Open Source (self-host)
MIT license. Run free on any Node host. Full admin + APIs.
$0 base (usage-based)
Cloud — Standard
$35/month. 3 GB DB storage, 30 GB file storage, 40 GB bandwidth.
$35/mo
Cloud — Pro
$199/month. Higher resources + priority support.
$199/mo
Cloud — Enterprise
Custom cloud hosting with dedicated support.
Custom
Free-tier quotas head-to-head
Comparing free on Neon vs oss on Payload CMS.
| Metric | Neon | Payload CMS |
|---|---|---|
| branches per project | 10 branches | — |
| cu hours per project | 100 CU-hours/month | — |
| egress gb month | 5 GB/month | — |
| pitr retention hours | 6 hours | — |
| projects | 100 projects | — |
| storage gb per project | 0.5 GB | — |
| team members | 3 users | — |
Features
Neon · 14 features
- Autoscaling — Compute scales CPU + memory between min and max CU in seconds based on load.
- Branching — Git-like DB branches: copy-on-write snapshots of data + schema. Instant, cheap. …
- Data API (REST) — PostgREST-compatible REST endpoint auto-generated from your schema. Uses Postgre…
- IP Allowlist — Restrict DB access to specific CIDRs. Launch+.
- Launchpad — One-click create-a-database link that can be embedded in OSS repos (DATABASE_URL…
- Logical Replication — Publish changes to Snowflake, BigQuery, Kafka, or other Postgres. Subscribe from…
- Monitoring — Built-in dashboards for CPU/RAM/connections/slow queries. Prometheus export on B…
- Neon Auth — Stack Auth integrated: users table auto-synced into your Postgres (public.users_…
- Point-in-Time Restore — Restore DB to any moment in the retention window (6h free → 30d Scale) via branc…
- Private Networking — AWS PrivateLink / VPC peering. Business plan.
- Read Replicas — Create a read-only compute endpoint on the same branch. Zero replication lag (re…
- Scale to Zero — Compute suspends when idle — no charge for compute while paused. Cold-start ~300…
- Schema Diff — Compare schema between branches — build PR checks and preview migrations safely.
- SQL over HTTP — Serverless driver lets you query Postgres over HTTPS — works in edge runtimes (V…
Payload CMS · 18 features
- Access Control — Function-based per-collection/field access rules.
- Admin UI — React admin — fully customizable components + views.
- Authentication — Built-in JWT + HTTP-only cookies + API keys.
- Blocks — Flexible page-builder pattern via block field.
- Collections — Schema-defined content types with fields, hooks, access control.
- Drafts & Versions — Version every change. Autosave, drafts, scheduled publish.
- Field Types — Rich field library: text, textarea, richText (Lexical), upload, relation, blocks…
- Form Builder Plugin — Dynamic forms with submissions storage.
- Globals — Single-instance documents (site settings, header, footer).
- GraphQL API (auto) — Full schema auto-generated.
- Hooks — Lifecycle hooks: beforeChange/Read/Delete, afterChange, etc.
- i18n — Multi-locale field values + admin UI translations.
- Live Preview — Side-by-side editor + iframe preview of Next.js site.
- Local API (zero latency) — Direct in-process data access. Ideal for Next.js server components.
- Multi-Tenancy Plugin — Multi-tenant content isolation via plugin.
- @payloadcms/plugin-seo — Built-in SEO meta fields.
- Plugins — Official + community plugins (SEO, Stripe, Form Builder, multi-tenant, etc.).
- REST API (auto) — Auto-generated REST endpoints for every collection.
Developer interfaces
| Kind | Neon | Payload CMS |
|---|---|---|
| CLI | Neon CLI | create-payload-app |
| SDK | @neondatabase/serverless | @payloadcms/next (Node) |
| REST | Management / Control Plane API, Neon Data API (REST), SQL over HTTP | Payload REST API |
| GRAPHQL | — | Payload GraphQL API |
| MCP | Neon MCP Server | — |
| OTHER | Postgres Wire Protocol | Admin UI, Local API (Node.js direct) |
Staxly is an independent catalog of developer platforms. Outbound links to Neon and Payload CMS are plain references to their official websites. Pricing is verified against vendor pages at publication time — reconfirm before buying.
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