Staxly

Neon vs Payload CMS

Serverless Postgres with branching and bottomless storage
vs. TypeScript-first open-source headless CMS — code-first, config-driven

Neon websitePayload CMS website

Pricing tiers

Neon

Free
100 projects, 0.5 GB storage + 100 CU-hours each. Great for prototypes and preview envs.
Free
Launch
Usage-based, no minimum. Small production workloads. $0.35/GB-month storage, $0.106/CU-hour.
$0 base (usage-based)
Scale
Usage-based, higher compute tier + faster instances ($0.222/CU-hour). Up to 30-day PITR, 1,000 projects.
$0 base (usage-based)
Business
Usage-based with 99.95% SLA, HIPAA available. Private networking $0.01/GB.
$0 base (usage-based)
Neon website

Payload CMS

Open Source (self-host)
MIT license. Run free on any Node host. Full admin + APIs.
$0 base (usage-based)
Cloud — Standard
$35/month. 3 GB DB storage, 30 GB file storage, 40 GB bandwidth.
$35/mo
Cloud — Pro
$199/month. Higher resources + priority support.
$199/mo
Cloud — Enterprise
Custom cloud hosting with dedicated support.
Custom
Payload CMS website

Free-tier quotas head-to-head

Comparing free on Neon vs oss on Payload CMS.

MetricNeonPayload CMS
branches per project10 branches
cu hours per project100 CU-hours/month
egress gb month5 GB/month
pitr retention hours6 hours
projects100 projects
storage gb per project0.5 GB
team members3 users

Features

Neon · 14 features

  • AutoscalingCompute scales CPU + memory between min and max CU in seconds based on load.
  • BranchingGit-like DB branches: copy-on-write snapshots of data + schema. Instant, cheap.
  • Data API (REST)PostgREST-compatible REST endpoint auto-generated from your schema. Uses Postgre
  • IP AllowlistRestrict DB access to specific CIDRs. Launch+.
  • LaunchpadOne-click create-a-database link that can be embedded in OSS repos (DATABASE_URL
  • Logical ReplicationPublish changes to Snowflake, BigQuery, Kafka, or other Postgres. Subscribe from
  • MonitoringBuilt-in dashboards for CPU/RAM/connections/slow queries. Prometheus export on B
  • Neon AuthStack Auth integrated: users table auto-synced into your Postgres (public.users_
  • Point-in-Time RestoreRestore DB to any moment in the retention window (6h free → 30d Scale) via branc
  • Private NetworkingAWS PrivateLink / VPC peering. Business plan.
  • Read ReplicasCreate a read-only compute endpoint on the same branch. Zero replication lag (re
  • Scale to ZeroCompute suspends when idle — no charge for compute while paused. Cold-start ~300
  • Schema DiffCompare schema between branches — build PR checks and preview migrations safely.
  • SQL over HTTPServerless driver lets you query Postgres over HTTPS — works in edge runtimes (V

Payload CMS · 18 features

  • Access ControlFunction-based per-collection/field access rules.
  • Admin UIReact admin — fully customizable components + views.
  • AuthenticationBuilt-in JWT + HTTP-only cookies + API keys.
  • BlocksFlexible page-builder pattern via block field.
  • CollectionsSchema-defined content types with fields, hooks, access control.
  • Drafts & VersionsVersion every change. Autosave, drafts, scheduled publish.
  • Field TypesRich field library: text, textarea, richText (Lexical), upload, relation, blocks
  • Form Builder PluginDynamic forms with submissions storage.
  • GlobalsSingle-instance documents (site settings, header, footer).
  • GraphQL API (auto)Full schema auto-generated.
  • HooksLifecycle hooks: beforeChange/Read/Delete, afterChange, etc.
  • i18nMulti-locale field values + admin UI translations.
  • Live PreviewSide-by-side editor + iframe preview of Next.js site.
  • Local API (zero latency)Direct in-process data access. Ideal for Next.js server components.
  • Multi-Tenancy PluginMulti-tenant content isolation via plugin.
  • @payloadcms/plugin-seoBuilt-in SEO meta fields.
  • PluginsOfficial + community plugins (SEO, Stripe, Form Builder, multi-tenant, etc.).
  • REST API (auto)Auto-generated REST endpoints for every collection.

Developer interfaces

KindNeonPayload CMS
CLINeon CLIcreate-payload-app
SDK@neondatabase/serverless@payloadcms/next (Node)
RESTManagement / Control Plane API, Neon Data API (REST), SQL over HTTPPayload REST API
GRAPHQLPayload GraphQL API
MCPNeon MCP Server
OTHERPostgres Wire ProtocolAdmin UI, Local API (Node.js direct)
Staxly is an independent catalog of developer platforms. Outbound links to Neon and Payload CMS are plain references to their official websites. Pricing is verified against vendor pages at publication time — reconfirm before buying.

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