Convex vs Stripe
The reactive database where queries are TypeScript code
vs. Payments, subscriptions, fraud protection, and financial infrastructure
Pricing tiers
Convex
Starter (Free)
Free with overage via usage-based billing. Great for prototypes.
Free
Professional
$25/developer/month. Overage: $2/M function calls. Daily backups, email support, custom domains.
$25/mo
Business / Enterprise
From $2,500/month. SAML/SSO, SLA, dedicated deployments, Slack Connect support.
$2500/mo
Stripe
Payments (Pay-as-you-go)
Default pricing: 2.9% + 30¢ per domestic card transaction. No setup/monthly fees.
$0 base (usage-based)
Billing (Pay-as-you-go)
0.7% of billing volume (on top of payment fees). Stripe-hosted subscription + invoice management.
$0 base (usage-based)
Billing (Monthly plan)
Starting $620/month with 1-year contract. Discount on high volumes.
$620/mo
Enterprise / Custom
Volume discounts + IC+ pricing (interchange-plus) available at scale.
Custom
Free-tier quotas head-to-head
Comparing starter on Convex vs payments-payg on Stripe.
| Metric | Convex | Stripe |
|---|---|---|
| db storage gb | 0.5 GB | — |
| deployments | 40 deployments | — |
| egress gb month | 1 GB/month | — |
| file storage gb | 1 GB | — |
| function calls month | 1000000 calls/month | — |
| team members | 6 users | — |
Features
Convex · 18 features
- Actions — Non-deterministic functions for external I/O (fetch, AI APIs, email). Cannot rea…
- Authentication — Convex Auth (built-in) or BYO provider (Clerk, Auth0, Kinde, WorkOS). ID tokens …
- Convex Agents — AI agent framework with durable memory, threads, tool use. Works with OpenAI / A…
- Convex Auth — First-party auth library: passwords, magic links, OAuth, phone — stored in your …
- Convex Components — Reusable backend modules (rate limiter, workflow, aggregate, action-retrier, etc…
- Cron Jobs — Recurring schedules defined in convex/crons.ts. UTC, cron-style patterns.
- Durable Workflows — Long-running multi-step workflows with retries and at-least-once guarantees.
- Exception Reporting — Auto-capture errors to Sentry, Axiom, Datadog.
- File Storage — Upload/download via storage API. Returns storage IDs referenced in documents.
- Full-Text Search — BM25 search index on table fields. withSearchIndex query helper.
- HTTP Actions — Expose public HTTP endpoints for webhooks, OAuth callbacks, third-party integrat…
- Log Streams — Stream function logs to Axiom, Datadog, Sentry. Pro+.
- Mutations — Transactional write functions. All reads + writes in one mutation are ACID; conf…
- Preview Deployments — Every Git branch gets its own isolated deployment. Integrates with Vercel/Netlif…
- Queries — Deterministic read-only TS functions. Automatically cached and re-run when under…
- Real-Time Subscriptions — useQuery auto-subscribes; server invalidates when data a query read changes. No …
- Scheduler — schedule.after / schedule.at — enqueue functions to run later. Durable, survives…
- Vector Search — Native vector index on tables. withIndex + filter fields. Up to 4096 dims.
Stripe · 17 features
- Atlas — Incorporate a US Delaware C-Corp in minutes.
- Billing (Subscriptions) — Recurring invoices, trials, proration, metered billing, tax-included.
- Climate — Route % of revenue to carbon removal.
- Connect — Multi-party payments for marketplaces/platforms. Express, Custom, Standard accou…
- Data Pipeline — Nightly sync of Stripe data to your warehouse (Snowflake, Redshift, BigQuery, S3…
- Identity — Document + selfie verification for KYC.
- Invoicing — One-off invoices with hosted pages + reminders.
- Issuing — Issue virtual/physical cards programmatically.
- Payments — Core card + wallet (Apple Pay, Google Pay, Link) + bank payment processing.
- Radar (Fraud) — ML-based fraud detection. Teams tier for custom rules.
- Sigma — SQL analytics over your Stripe data.
- Stripe Checkout — Hosted prebuilt checkout page. Zero UI work.
- Stripe Elements — Pre-styled UI components for custom checkout flows.
- Stripe Tax — Auto-calc sales tax, VAT, GST across jurisdictions + reporting.
- Terminal (In-Person) — Card readers + SDKs for POS and mobile payments.
- Treasury — Embedded banking — accounts, ACH, issuing cards via platform.
- Webhooks — Event notifications for all resource changes. Signed with webhook secret.
Developer interfaces
| Kind | Convex | Stripe |
|---|---|---|
| CLI | Convex CLI | Stripe CLI |
| SDK | Android / Kotlin Client, iOS / Swift Client, JavaScript/TypeScript Client, Next.js Integration, Python Client, React Client (useQuery), Rust Client, Svelte Client, Vue Client | stripe-dotnet, stripe-go, stripe-java, stripe-js (client), stripe-node, stripe-php, stripe-python, @stripe/react-stripe-js, stripe-ruby |
| REST | Deploy / Dashboard API, HTTP Actions | Stripe REST API |
| MCP | — | Stripe MCP |
| OTHER | WebSocket Subscriptions | Webhook Events |
Staxly is an independent catalog of developer platforms. Outbound links to Convex and Stripe are plain references to their official websites. Pricing is verified against vendor pages at publication time — reconfirm before buying.
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